This policy designed for musicians, bands, dj’s and private studios based in the UK. The policy offers cover for property including accidental damage, fire, flood and theft for equipment, props, sound systems and so forth with cover available from premises only to worldwide. This policy also covers Public Liability as standard at £1,000,000 with higher limits easily arranged. This policy is not suitable for Commercial Studios requiring Employer’s Liability, Business Interruption or Buildings Insurance but we can obtain quotes for these.

As well as having an inhouse facility for the above, we also place business that doesn’t fit the above criteria with various other insurers, should you require higher limits or other specific requirements.

Before you go on cover you should please complete the proposal form and read the other files.

Proposal FormProposal Form – We require this completing before we can place new business on cover. It contains most the questions we are likely to require in order to provide a quote and place cover on your behalf.

Demands & Needs StatementDemands and Needs Statement – A quick generic guide to the package and covers offered.

Terms Of Business AgreementTerms of Business Agreement – This document outlines the terms under which we will conduct business with our clients, cancellation rights a rough list of services that will incur extra charges and details of the FSA, Financial Ombudsman and how to make a complaint. Unless agreed otherwise incepting cover for a policy through us infers that you have accepted our Terms of Business.

Terms & ConditionsTerms & Conditions – A quick list of key terms and conditions likely to apply under your policy.

Demands & Needs StatementCombined Liability Policy Summary

Demands & Needs StatementCommercial Combined Policy Summary

Please contact:

Nat or Sven

Tel:         01342 327250

Fax:        01342 323826

Email: or