This policy is designed for Businesses, Co-operatives or sole traders that organise and run Markets, Car Boot Sales, Craft Fairs, Antique Fairs and the like. The policy is not intended for traders or the running and operation of festivals, sporting or music events.
The basic package can offer up to £5,000,000 Public Liability and if you have volunteers or employees helping run the event we can offer Employer’s Liability at £10,000,000 (or statutory limit in respect of Terrorism or Asbestosis). The policy also allows some basic cover for £2,500 for office equipment.
As well as having an inhouse facility for the above, we also place business that doesn’t fit the above criteria with various other insurers, should you require higher limits or other specific requirements.
Before you go on cover you should please complete the proposal form and read the other files.
Proposal Form and Demands and Needs Statement– We require this completing before we can place new business on cover. It contains most the questions we are likely to require in order to provide a quote and place cover on your behalf. The Demands and Needs Statement is a quick, generic guide to the package and covers offered.
Terms of Business Agreement – This document outlines the terms under which we will conduct business with our clients, cancellation rights a rough list of services that will incur extra charges and details of the FSA, Financial Ombudsman and how to make a complaint. Unless agreed otherwise incepting cover for a policy through us infers that you have accepted our Terms of Business.
Terms & Conditions – A quick list of key terms and conditions likely to apply under your policy. Also a list of most of the trades or circumstances we cannot cover under the policy.
Matt or Bill
Tel: 01342 327250
Fax: 01342 323826